Year: 2016

Does Your Start-Up Need Business Insurance? Yes!

Many start-up businesses launch at home. The amount of insurance coverage that you need for your business is based on several factors, such as: What type of business are you in? How much business equipment or inventory do you have at your home office? Do customers visit your home? Does your business require you to visit other people’s homes? How many employees do you have?... Read Article

How to Handle Negative Online Reviews

Social media offers a powerful way for you to get the word out about your business. Yet there is one downside that nearly any business with a digital presence will likely face at some point: a negative online review. These reviews can range from a completely legitimate issue to something completely unfounded. No matter which camp they fall under, it’s important to respond the right way.... Read Article

Three Things to Know about Fallen Trees and Business Insurance

If a tree falls after a storm and hits your office building, is the damage covered by your business insurance? The answer? Well, it depends (on your policy). Here are three things to know about business insurance and toppled trees. 1. Coverage details You’re covered for the removal of the fallen trees and related damages if your policy specifically covers and lists your building and other... Read Article

Save Money and Energy by Winterizing Your Home

The winter months are upon us, bringing cold temperatures and adverse weather conditions. You may already be prepared for winter, and purchased a new pair of rain boots or a heavy coat, but have you thought about preparing your home? The rain, snow, and ice that are synonymous with winter can cause serious damage to your home, resulting in costly repairs. The unnecessary costs and... Read Article

Avoid a Headache When You Can’t Avoid What’s in the Road

In a majority of cases, hitting an animal while driving is unavoidable. As upsetting as this event can be, it is also capable of causing substantial damage to your vehicle, particularly if the animal is large. Deer related accidents are common in rural areas, with the average repair from these accidents exceeding $3,300. At Terry Riney Agency we recommend that our clients review their auto... Read Article

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